Group Health Insurance
Day One Cover – The insurance policy will be effective from the day one.
Employees are the backbone of an organization and the most valued asset. Our Group health insurance product is designed to offer health coverage to suit employees of all business types ranging from small & medium enterprises to large organizations. The group health insurance policy gives choice to employees to choose plans, sum insured range starting from 1 lac to 10 lacs.
6500 network hospitals
Employees can get treatment in any of our network hospitals across India. Some of the group hospitals included in our network include Apollo Hospitals, Manipal Hospitals, Fortis Healthcare, Max Healthcare, Narayana Health.
Tele consultations
The insured is eligible to avail unlimited General Physician consultations for routine health issues over the phone by a qualified doctor by calling on the helpline number.
Health assistance services
Health Assistance is a dedicated medical care service that assists you in all your health related queries for identifying specialist/hospital/fixing an appointment with doctors/nutritionist /facilitating 2nd opinion.
In house claims processing
Cashless settlement can be availed if treatment has been taken from our network hospitals. List of network hospitals
Wellness programs
Opt for multiple wellness plans offered by insurance companies.
Connect with our chat bot
Contact us for health & wellness needs.
What is Group Health Insurance?
Group health insurance cover is offered to the employees of an organization, which can also be extended to cover their family. The policy covers indemnification of medical expenses incurred by the insured during hospitalization & any illness or injury suffered in India. Pre & Post hospitalization medical expenses can be covered upto 30 days and 60 days and covers age from 91 days to 80 years.
Why Group Health Insurance?
The need of health insurance is more than ever before due to the following reasons
What is covered in Group Health Insurance?
Group health insurance indemnifies your health care needs according to the coverage’s opted. We cover the below
- Pre & post hospitalization
- Pre-existing disease
- Maternity expenses
- Baby day one
- Pre post natal expense
- In-patient department expenses
- Ambulance charges
- Day care expenses
Advantages of Group health insurance
- The policy covers benefits for the employee and their family
- No physical health checkup
- Covers people regardless of their age
- Customized health care
- Boosts employee morale
- Affordable than buying an individual health insurance policy
- Family is covered in the given sum insured
Claim settlement
Health claim processing is automated and simplified by using AI/ML algorithms